Credit & Home Finance

Credit & Home Finance S.F. Bay Area County Housing Market Summaries (2021 in Review) County Housing Market Summaries (2021 in Review) Take a look at these annual side-by-side comparisons to see how your county sales and affordability hold up next to the state and country as a whole. Indicators provided are sales, median prices, supply, and affordability. Glossary of terms:  Median Price: The price point at which half of homes […]
Credit & Home Finance CA Monthly Statistical Update (February 2022):  California Monthly Statistical Update (February 2022): carlosfcamargo.net 🟢 Mortgage rates jump, depressing real estate pricing in 2022 🟢 Fixed rate mortgage (FRM) rates leaped 🟢 While mortgage rates jump, Treasuries only rise  🟢 High home prices just lost support   🚚 At BHGRE Reliance Partners, we are in the business of giving you the best experience […]
Credit & Home Finance Things To Consider When Selling Your House – Winter 2022 Things To Consider When Selling Your House – Winter 2022   🌅 Inspiring, Educating, & Empowering Clients when Buying-Selling a Home #BHGReliancePartners ☘️ #BUY carlosfcamargo.net 🏠 (510) 798-5016 ☎️ 💰 #SELL carlosfcamargo.com 📭 Carlos.Camargo@BHGhome.com 🦸‍♂️ #REALTOR® CalDRE #01988431 #SFBayArea #CarlosFCamargoPhD #homesales #homeprices #houseexpert #homebuyingtips #househunting #BHGRE #homebuyers #homesellers #multifamily #TheMoreYouKnow #thehelpfulagent #dreamhomes #home #realestate #alamedacounty #contracostacount #ExpectBetter #homegoals #condo
Credit & Home Finance CA Monthly Statistical Update (January 2022) Mortgage rates enter 2022 in a risky crossover + Fixed rate mortgage (FRM) rates look flat to up; + Bond market investors subdued as the Fed fights inflation; + Homebuyers eye low rates on adjustable rate mortgages (ARM) 🌅 Inspiring, Educating, & Empowering Clients when Buying-Selling a Home #BHGReliancePartners ☘️ #BUY carlosfcamargo.net 🏠 (510) 798-5016 ☎️ 💰 #SELL carlosfcamargo.com 📭 Carlos.Camargo@BHGhome.com […]
Credit & Home Finance November 2021 Sales & Price Report: California Residential Real Estate California Residential Real Estate (November 2021) November’s sales pace rose 4.7 percent on a monthly basis from 434,170 in October and was down 10.7 percent from a year ago, when 508,820 homes were sold on an annualized basis. Despite the fifth straight year-over-year sales decrease, statewide home sales maintained a 10.6 percent increase on a year-to-date basis. “As we […]
Buying a House 🏠 THINGS TO CONSIDER WHEN BUYING A HOME 🏠 carlosfcamargo.net THINGS TO CONSIDER WHEN BUYING A HOME | FALL 2021 The housing market recovery has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, so it’s framing up to be an ideal time to buy a home for those who are […]
Buying a House JUNE 2021 MUNICIPAL BUYER’S GUIDE FOR ALAMEDA COUNTY, CA MUNICIPAL BUYER’S GUIDE 🌅 Inspiring, Educating, & Empowering Clients when Buying-Selling a Home #BHGReliancePartners ☘️ #BUY carlosfcamargo.net 🏠 (510) 798-5016 ☎️ 💰 #SELL carlosfcamargo.com 📭 Carlos.Camargo@BHGhome.com 🦸‍♂️ #REALTOR® CalDRE #01988431 #SFBayArea #CarlosFCamargoPhD #homesales #homeprices #houseexpert #homebuyingtips #househunting #BHGRE #homebuyers #homesellers #multifamily #TheMoreYouKnow #thehelpfulagent #dreamhomes #home #realestate #alamedacounty #trust #happy #ExpectBetter
Credit & Home Finance SMARTmoves | February 2021 | www.carlosfcamargo.net SMARTmoves | February 2021 | www.carlosfcamargo.net + 2021 Design Trends to Fall in Love With + Homeowner Tip: Tile and Grout Maintenance + The Business of Love: Valentine’s Day by the Numbers + Home Buyer’s Purchasing Power (Low Rates Fuel Demand) + Celebrate Cherry Month with a Simple No-bake Cherry Cheesecake
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Buying a House THINGS TO CONSIDER WHEN BUYING A HOME | Winter 2021 The housing market recovery has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, so it’s framing up to be an ideal time to buy a home for those who are ready to make a purchase. Here’s a dive into some […]
Buying a House THINGS TO CONSIDER WHEN BUYING A HOME IN SUMMER 2020 | carlosfcamargo.net THINGS TO CONSIDER WHEN BUYING A HOME IN THE EAST BAY DURING SUMMER 2020 | carlosfcamargo.net For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing your new home. To protect your interests & assure that you make the best possible […]
Buying a House Your home loan toolkit: a step-by-step guide | carlosfcamargo.net YOUR HOME LOAN TOOLKIT | carlosfcamargo.net | CFPB With interest rates hovering at near historic lows, now is a great time to look back at where they’ve been, and how much they’ve changed over time. According to Freddie Mac, mortgage interest rates are currently hovering near a five-decade low. The impact your interest rate has […]
Credit & Home Finance CA Monthly R.E. Statistical Update (May 2020) | carlosfcamargo.net CA Monthly R.E. Statistical Update (May 2020) | carlosfcamargo.net Home prices, savings and bankruptcies in a pandemic + Home prices are propped up by low interest rates, for now; + Saving opportunities narrow in California; + Personal bankruptcies set to rise Inspiring, Educating & Empowering Clients when Buying or Selling a Home! #NoPlaceLikeHome_EastBay 📭 Carlos.Camargo@BHGhome.com | ☎️ (510) […]
Buying a House What You Can Do to Keep Your Dream of Homeownership Moving Forward What You Can Do to Keep Your Dream of Homeownership Moving Forward  Don’t put your homeownership plans on hold just because you’re stuck inside. There are several things you can do right now to keep your home search moving forward. Connect with a REALTOR®, like myself, to learn about resource programs for things like down […]
Credit & Home Finance Protect Your Investment: A Guide for At-Risk Homeowners Protect Your Investment: A Guide for At-Risk Homeowners Resource for At-Risk Homeowners struggling to pay their mortgage due to COVID-19. It covers working with trusted professionals like REALTORS®, info about payment options offered by lenders, and tips for avoiding scams.   #StayHomeSaveLives – Inspiring, Educating & Empowering Clients when Buying or Selling a Home! #NoPlaceLikeHome_EastBay 📭Carlos.Camargo@BHGhome.com ☎️ […]
Buying a House H o u s i n g P e r s p e c t i v e | January 2020 Housing Market Outlook – Slight Improvement in 2020 Despite having a double-digit decline in the first half of the year, California home sales only dipped slightly in 2019 as low interest rates boosted the market in the last six months of the year. With the average 30-year fixed-rate mortgage (FRM) dipping more than 100 basis […]
Buying a House Guide to Buying a Home | Things to Consider – Winter 2020 4 Reasons to Buy a Home This Winter  Here are four great reasons to consider buying a home now instead of waiting. Prices Will Continue to Rise Mortgage Interest Rates Are Forecasted to Remain Low Either Way, You Are Paying a Mortgage Waiting May Increase Your Long-Term Costs Buying a home sooner rather than later […]
Credit & Home Finance NAR Real Estate Forecast Summit: 2020 Consensus Forecast 2020 Consensus Economic & Real Estate Forecast Fourteen economic and housing market experts were asked to give their housing market forecast for 2020 and 2021. These economists predicted a 29% probability of a recession in 2020 with forecasted Gross Domestic Product growth of 2.0% in 2020 and 1.9% in 2021. The group expects an annual […]
Credit & Home Finance DISPELLING REFINANCING MYTHS: Reasons to Refinance your Mortgage “Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run. YOU’RE NOT TOO LATE. For years now, we’ve been hearing […]
Buying a House HOUSING PRICE-TO-INCOME RATIOS HOUSING PRICE-TO-INCOME RATIOS The Housing Price-to-Income Ratio is an interesting and important measurement of housing valuation and affordability. When purchasing an asset – whether it is a company through an acquisition or a home, there are two primary decisions to be made: Investment Decision: What is the value of this asset that is being purchased? […]
Buying a House REAL ESTATE ADVISOR: SEPTEMBER 2019 –  Down payment got you down? Down payment got you down? Ten things to know before buying a home • LOOKING TO BUY OR SELL A HOME IN THE EAST BAY? I can help! Visit ===> www.carlosfcamargo.net