1635976943342574 UA-72458003-1 google-site-verification=bpkXPmzUUBtm0pA_hz68HRCFRNqdIA9eF18eNT7U93w Why Fodor's Travel Says The 'Best Traces of Hip-Hop Culture Are Found Everywhere in Oakland' https://youtu.be/aTsDXAtfXdI

The Real Estate Advisor: January 2020

Did you know plants clean the air? Three good-sized plants will work wonders for an average living room.

Some projects get bigger bang for buck – Remodeling master bathrooms and kitchens may preoccupy home sellers, but they aren’t necessarily where owners can recoup most of their money. Sellers recover, on average, about 60% of their kitchen and bathroom renovation costs, according to the 2019 Remodeling Impact Report from the NAR and the National Association of the Remodeling Industry. “You’ll never get dollar for dollar out of the renovation,” Baisden says. For sellers on a tighter budget, Baisden advises starting with projects such as painting and flooring. Set a budget of about $2,000 for the painting and $4,000 for flooring. Another worthwhile project is decluttering. If painting the whole house isn’t an option, prioritize painting the front door where buyers walk in and parts of the house that are in high-traffic zones, including hallways, entryways and kitchens, he says. Don’t overlook outside work. Sellers can recover about three times the cost of $300 spent on a lawn and seeding service, says Lautz, who stresses the strong selling points of a well-maintained lawn. “It’s really curb appeal at the end of the day.”

📅 PLAN TO BUY OR SELL A 🏠HOME THIS YEAR?

☎️ Call or 📱Text (510) 798-5016 | DRE# 01988431

🦸‍♂️ I CAN HELP! | 🌐 www.carlosfcamargo.NET

 

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Posted on January 12, 2020 at 5:54 PM
Carlos Camargo | Posted in Home Care & Maintenance, Investment Property, N.A.R. - C.A.R. Update, Newsletter-CFC, Real Estate Market Update |

Monthly Real Estate Statistical Update (January 2020)

Residential construction strains to meet population growth

  • California #construction still insufficient;

  • First-time homebuyer population grows, #homeownership slows;

  • California’s population growing at a slowing pace

🔹 Looking to buy or sell a home in 2020? I can help!
🔸 carlosfcamargo.net 🔎 🏡 🔍
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#BHGReliancePartners #SFBayArea #alamedacounty #RealEstate #CarlosFCamargoPhD #themoreyouknow #homesales #homeprices #housingaffordability #multifamily #housing


Posted on January 8, 2020 at 8:13 PM
Carlos Camargo | Posted in N.A.R. - C.A.R. Update, Newsletter-CFC, Real Estate Market Update |

🏡Eye-catching ways to decorate with plants 🏡

#Houseplants are more popular than ever before—especially with #millennials, who are setting up their homes for the first time and discovering that nothing can add #energy, #style, and that essential “lived-in-ness” to their spaces better than a little bit of green. Whether it’s a statement-making fiddle-leaf fig or a tiny tabletop #succulent, a houseplant instantly elevates the look of your home. But where to begin?
 
🔹 Looking to buy or sell a home in 2020. I can help!
🔸 carlosfcamargo.net 🔎 🏡 🔍
 
#BHGRE #SFBayArea #HouseHunting #HouseExpert #agent #Realtor #themoreyouknow #help #RealEstate #bhgreliancepartners #newyear #newhome

Posted on January 2, 2020 at 7:02 PM
Carlos Camargo | Posted in First-time Buyer, Home Care & Maintenance, Newsletter-CFC, Real Estate Market Update |

🔮SMARTmoves | JANUARY 2020 | VOLUME 4 | ISSUE 1

🔮SMARTmoves | JANUARY 2020 | VOLUME 4 | ISSUE 1

▪️January is National Radon Action Month
▪️Homeowner Tip: Cut Your Energy Costs Day is 1/10
▪️Appliance Maintenance Resolutions for 2020
▪️One-Pot Zucchini Mushroom Pasta
🔹 Looking to buy or sell a home in 2020. I can help!
carlosfcamargo.net 🔎 🏡 🔍
 
🔸 Want to know how much your home is worth? Find out now!
carlosfcamargo.com 💲 🏠 💲
🦸‍♂️Carlos F. Camargo, Ph.D., REALTOR® #01988431 🦸‍♂️
 
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Posted on January 1, 2020 at 7:27 PM
Carlos Camargo | Posted in Home Care & Maintenance, N.A.R. - C.A.R. Update, Newsletter-CFC, Real Estate Market Update |

Guide to Buying a Home | Things to Consider – Winter 2020

4 Reasons to Buy a Home This Winter 

Here are four great reasons to consider buying a home now instead of waiting.

  1. Prices Will Continue to Rise
  2. Mortgage Interest Rates Are Forecasted to Remain Low
  3. Either Way, You Are Paying a Mortgage
  4. Waiting May Increase Your Long-Term Costs

Buying a home sooner rather than later could lead to substantial savings. Let’s get together to determine if homeownership is the right choice for you and your family this winter.

Guide to Buying a Home | Things to Consider – Winter 2020 Edition


Posted on December 20, 2019 at 10:35 PM
Carlos Camargo | Posted in Buying a House, Credit & Home Finance, First-time Buyer, Glossary of Housing & RE Terms |

Essential Things to Consider While Buying Property Overseas

December 2019

#NoPlaceLikeHome_EastBay

REAL ESTATE NEWS

Essential Things to Consider While Buying Property Overseas
decorative image
Have you ever caught yourself daydreaming of retirement in rural Italy or rehabbing a beachfront property in Costa Rica? Despite what you’ve seen on House Hunters International, purchasing real estate abroad is not always a simple feat. In addition to the normal real estate considerations like size, location, and price, you also must navigate a market and legal process that’s likely foreign to you. Nevertheless, you can ease the process by keeping a few tips in mind.

Italian villa that must be nice

Lean on local professionals
First, contact real estate brokers in the area. They can familiarize you with the market and help you find the best deal. Secondly, contact a local lawyer to help you deal with legal matters specific to the area you’re considering.

Consider your tax liability
Every country has its own tax laws. Some may require you to repay the inheritance tax, title transfer tax, land tax, or even the stamp duty at the time of purchase. You may also be liable to pay additional taxes in your home country. These potential costs need to be added to your budget, so you are financially prepared and don’t face any legal penalties.

Securing financing
Securing financing will likely be your biggest hurdle in purchasing real estate abroad. If you aren’t paying cash, securing a mortgage through a foreign bank can mean a potentially high interest rate. To get started, obtain an “Agreement in principle” before making any purchase, as it will safeguard you if you can’t secure a loan.

Bridge the language barrier
Language barriers can easily lead to miscommunication and delays in the home-buying process. Even worse, you could pay a higher price or lose a deal entirely. While it’s possible to overcome this issue by learning the relevant language, it’ll be far more effective to hire a broker or attorney fluent in both your native tongue and that of your new host country.

Troubleshooting Common Plumbing Issues
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Leaky FaucetPlumbing issues can be difficult, expensive, and time consuming. You may be able to fix some things on your own, but if not, being able to diagnose the problem will make it easier for you to hire a professional to get the job done. Here are a few common plumbing problems you may encounter and ways to overcome them.

Broken pipes
Nation-wide, many municipalities face aging infrastructure, including water pipes coming to the end of their useful lifespan. Of course, much of the pipe replacement is the city’s responsibility, but some of the financial burden will fall on local residents. If you’re experiencing any signs of a major leak, be it reduced water pressure, damp spots in your yard, or a sewer smell in the house, contact a plumber right away.

Leaking faucets
Leaking faucets can run up your water bill and cause damage if the pooling leaks in a place you can’t see. Even a slow drip can cost you 20 dollars a week. In most cases, a dripping faucet is caused by a faulty seal on the valve that holds back the pressure of your water supply. To fix this, turn off the water supply and then remove the faucet assembly. Usually, the problem is the seat washer. Take the old washer with you when you go to buy a replacement, as you’ll need one exactly the same size.

Slow drains
If only one drain has slowed, it’s likely to be a localized clog. In that case, your first step should be to inspect the drain and see if anything obvious is clogging it. If not, try using a plunger to clear it. You can use a toilet plunger or buy one specifically for sinks. If this doesn’t work, try putting a half cup of baking soda down the drain and chase it with a half cup of vinegar. Let that sit for a couple hours and then send down some boiling water. If you believe grease is the problem, use a half cup of salt and a half cup of baking soda and a pot of hot water. Let it sit overnight. If you experience constant drain problems, look into having the pipes inspected and replaced.

Toilet problems
If you’re not getting enough water in the tank to fully flush the bowl, try bending the float arm up just a bit. This will allow the tank to fill higher before the water turns off. If there’s plenty of water in the tank but not enough makes it into the bowl, check the tank ball on the flush valve and consider resetting the guide. If neither of those solutions work, there could be buildup from hard water in the small holes that sit under the rim of the inside seat. These small holes are where the water comes out, and buildup can block the water. Trying using a mirror to inspect them and a wire coat hanger to unclog them.

QUESTIONS? VISIT www.carlosfcamargo.net

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Posted on December 18, 2019 at 10:40 PM
Carlos Camargo | Posted in Buying a House, Investment Property, Newsletter-CFC, Real Estate Market Update |

Home Maintenance Tip 12: Fridge Maintenance

Refrigerator Maintenance

+ What? Most refrigerators require simple maintenance you can DIY (do it yourself)!

+ Why? It will keep your #fridge running like new and can greatly extend the life & efficiency of your unit.

+ How? Here are a few easy things you can do every year.

– Clean your cooling #coils by vacuuming or dusting them. This will most likely require you to remove a #grill #grate or cover. Refer to your user manual if you need help finding them.

– Replace or clean the water filter if your fridge has an automatic ice maker or #water #dispenser. Refer to your owners manual for the proper procedure as their location can vary.

– Clean #door #gaskets with a wet cloth to make sure that the refrigerator is #sealing properly. A solid #seal will save you #money and #protect your $food from #spoilage.

 

*** A few more quick refrigerator maintenance tips ***

• Always #unplug the appliance before you clean or check it.

• Make sure the temperatures inside the fridge are right.

• Any problem with the #thermostat or another fridge part for that matter must be fixed quickly.

• Keep food stored in the fridge well stored to avoid #condensation and keep the appliance relatively clean.

• Keep the fridge full. To maintain the right #temperatures, these #appliances need a lot of items.

 

 

There’s really no place like home. And the easiest way to get there 🎯 is by using an expert like me ! Message 📲 me 🦸‍♂️ now to begin your journey home 🏠:

+ Looking to buy a home? 🌐 carlosfcamargo.net
+ Looking to sell a home? 🌐 carlosfcamargo.com

#home #HouseExpert #RealEstate #Realtor #HouseHunting #ListReports #homeowners #NoPlaceLikeHome_EastBay
#CarlosFCamargoPhD 🦜

 


Posted on December 16, 2019 at 8:01 PM
Carlos Camargo | Posted in Home Care & Maintenance, Investment Property |

5 PLACES WHERE DIRT LOVES TO HIDE IN YOUR HOME

Almost everyone enjoys living in spaces that look and smell clean. Many homeowners do a great job of staying on top of routine cleaning chores.

However, a generally clean house often has dirt lurking here and there. It may not be visually noticeable, but hidden dirt impacts the quality of the air you breath and is a big difference-maker in giving your home that fresh smell.

It is impossible for your home to always be 100% germ, bacteria, and dirt free. However, knowing where dirt resides is the first step in making your home a cleaner and friendlier place. Some places that need to be cleaned are very hard to reach and, as a result, you might want to call a professional to help you out. 

On the other hand, now that you know what you should keep an eye on, some areas are very easy to clean, you just have to remember to do them. Write down a list of all places that are tricky to clean and it shouldn’t be a problem.

All in all, a clean home is crucial for your physical and mental well-being. As a result, it is important to try and keep it that way as much as possible. 

 


Here are five places where dirt often
hides in nearly everyone’s home

 


1. Windows

The glass in your windows may be sparkling, but how long has it been since you’ve cleaned your window treatments? If you can’t remember, it’s probably been too long!

Curtains, blinds, and even the upper surface of window frames can hide dust, pollen, and a plethora of other nasties that can impact the indoor air quality of your home.

Don’t forget to scrub the windowsills and remove any gunk in the window tracks. In addition to keeping your windows completely clean, this will also help them function well for many years to come.

 

 

 

 

 

 


2. Air Vents and Ductwork

The very system used to circulate heated and cooled air in your home may be lowering your home’s air quality. Air filters should be changed monthly. Vents should be vacuumed every time you sweep the floor.

Twice a year (when you change your clocks, test your smoke detectors, and check the gauge on your fire extinguishers), remove the vent panels and vacuum or wipe down the ducts as far as you can reach. After everything has dried completely, replace the cover.

Consider hiring a company to clean your ducts once a year thoroughly. You might be surprised by what their special tools can pull out of your ductwork!

 

 


3. Doors, Doorknobs, and Light Switches

We tend to become “dirt blind” to things we see and use frequently. Over time, your doors can accumulate grime on and around the doorknob, and any place you (or a family member) regularly grabs or pushes on a door.

While wiping down your doors, be sure to clean any thresholds and any tracks (like those used by folding doors). Be sure to wipe down the top edge of the door and the frame too!

Light switches are often handled dozens of times a week and aren’t cleaned nearly often enough. How long has it been since you objectively observed the cleanliness of the switch plates in your home?

 

 

 

 

 


4. Appliances and Large Furniture Items

If it’s been a while since you’ve pulled out the stove, the refrigerator, the couch, or the bookshelf, the chances are excellent that grimy gremlins (and giant dust bunnies) are hiding there, waiting for you.

To avoid damaging these items (and your back), get some help moving heavy pieces so you can sweep, vacuum, and chase those little monsters away!

 

 

 


5. Baseboards

Baseboards can get pretty dusty, especially the sections behind curtains, furniture, and other visual barriers. Even if you always dust the baseboards when you vacuum and sweep, you may be missing part of the dirt.

The edges where your flooring meets the quarter-round or baseboard can collect more dust than other nooks and crannies in your home. Use your vacuum cleaner’s crevice tool to suck out the junk that has migrated here from other areas of your floor.

Once you conquer these five prime areas for concealed dirt, you may want to go on a mission to find more hiding spots. For example, you can probably eye your computer keyboard and mouse, any accent pillows and throws, and household trash cans with suspicion too.

 

 



Posted on December 13, 2019 at 11:23 PM
Carlos Camargo | Posted in Glossary of Housing & RE Terms, Home Care & Maintenance, Investment Property |

NAR Real Estate Forecast Summit: 2020 Consensus Forecast

2020 Consensus Economic & Real Estate Forecast

Fourteen economic and housing market experts were asked to give their housing market forecast for 2020 and 2021.

These economists predicted a 29% probability of a recession in 2020 with forecasted Gross Domestic Product growth of 2.0% in 2020 and 1.9% in 2021. The group expects an annual unemployment rate of 3.7% next year with a small rise to 3.9% in 2021.

 

When asked if the Federal Open Market Committee will change the federal funds rate in 2020, 69% of the economists said they expect no change, while 31% expect the committee will lower the rate next year.

 

Infographic: 2019 NAR Real Estate Summit Consensus Forecast

 

The average annual 30-year fixed mortgage rates of 3.8% and 4.0% are expected for 2020 and 2021, respectively. Annual median home prices are forecasted to increase by 3.6% in 2020 and by 3.5% in 2021.

 

“Real estate is on firm ground with little chance of price declines,” said NAR’s Chief Economist Lawrence Yun. “However, in order for the market to be healthier, more supply is needed to assure home prices as well as rents do not consistently outgrow income gains.”

 

Apartment rents are expected to rise 3.8% and 3.6%, respectively, in 2020 and 2021. According to the group of economists, annual commercial real estate prices will climb 3.6% in 2020 and 3.4% in 2021.

 

“Residential and commercial real estate investment remains attractive as we approach the start of a new decade,” said NAR President Vince Malta, broker at Malta & Co., Inc., in San Francisco, CA. “Increased home building can serve as a stimulator for the overall economy, and we strongly encourage more homes to be built as buyer demand remains strong.”

Top 10 #Outperforming #Markets#Metro Areas NAR Expects Home Price Appreciation to Outpace in the Next 3 to 5 Years. http://ow.ly/ffgT50xxS0b #NARForecastSummit

NAR identified the top 10 metro areas based on a myriad of factors, including domestic migration, #housing #affordability for new residents, consistent job growth relative to the national average, population age structure, attractiveness for retirees and #home #price #appreciation, among other variables.

“Potential #buyers in these 10 markets will find conditions especially favorable to purchase a home going into the next decade,” said NAR President Vince Malta, broker at Malta & Co., Inc., in San Francisco, CA. “The #dream of #owning a home appears even more attainable for those who move to or are currently living in these markets.”

Strong job growth is one factor driving up prices in these markets, with payroll #employment rising about 2.5% annually in the last three years, higher than the national rate of 1.6%. In Ogden, Las Vegas, Dallas, and Raleigh, job growth rose nearly 3%.1

Movers flock to these markets at higher rates than the average of the 100 largest U.S. metro areas. In Colorado Springs, recent movers accounted for 21% of the total population, followed by Fort Collins at 17% and Las Vegas at 16%.

 

 
#CarlosFCamargoPhD, #REALTOR® DRE #01988431 | www.carlosfcamargo.net
 
#GDP #wagegrowth #income #mortgagerates #homeprices #multifamily #apartments #rents #BHGReliancePartners

Posted on December 12, 2019 at 4:39 PM
Carlos Camargo | Posted in Credit & Home Finance, Credit & Home Finance, Investment Property, Real Estate Market Update |

Six Reasons to Own a Home – www.carlosfcamargo.net

Six Reasons to Own a Home – www.carlosfcamargo.net1. #HAPPINESSThe feeling of owning your own home is unmatched. You can fix it up, make it your own, get a dog, or plant a tree if you want. Doesn't that sound exciting!2. #TAXSAVINGSThe government rewards homeowners by providing excellent tax benefits. The interest paid on your mortgage and other home-related expenses can generally be deducted from your income.3. #APPRECIATIONHome values have a well-documented history of going up over time. This increase becomes equity you can benefit from when you refinance or sell.4. #EQUITYRenting has often been compared to paying 100% interest, but when you own a home and a mortgage is in place, a portion of your payment goes toward the principal balance on your loan. This builds your equity and acts as a savings account.5. #ROOTSPeople who own rather than rent stay in their homes 4 times longer. This provides an opportunity to get to know your neighbors and connect with your local community.6. #EDUCATIONResearch shows children of homeowners earn higher test scores and graduate at a higher percentage than those of renters.Conclusion:If you want stability, a sound investment, and a big yearly tax break consider buying property. www.carlosfcamargo.netWhy I should be your #REALTOR® ww.carlosfcamargo.NET#SFBayArea #contracostacounty #alamedacounty #Realtor #HouseExpert #NewHome #housing #BHGRE #CarlosFCamargoPhD #RealEstate #NoPlaceLikeHome_EastBay #Homeowners #downpayment #homebuyer

Posted by Carlos Fernando Camargo on Monday, December 2, 2019

1. #HAPPINESS

The feeling of owning your own home is unmatched. You can fix it up, make it your own, get a dog, or plant a tree if you want. Doesn’t that sound exciting!

2. #TAXSAVINGS

The government rewards homeowners by providing excellent tax benefits. The interest paid on your mortgage and other home-related expenses can generally be deducted from your income.

3. #APPRECIATION

Home values have a well-documented history of going up over time. This increase becomes equity you can benefit from when you refinance or sell.

4. #EQUITY

Renting has often been compared to paying 100% interest, but when you own a home and a mortgage is in place, a portion of your payment goes toward the principal balance on your loan. This builds your equity and acts as a savings account.

5. #ROOTS

People who own rather than rent stay in their homes 4 times longer. This provides an opportunity to get to know your neighbors and connect with your local community.

6. #EDUCATION

Research shows children of homeowners earn higher test scores and graduate at a higher percentage than those of renters.

Conclusion: If you want stability, a sound investment, and a big yearly tax break consider buying property. www.carlosfcamargo.net

Why I should be your #REALTOR® ww.carlosfcamargo.NET

#SFBayArea #contracostacounty #alamedacounty #Realtor #HouseExpert #NewHome #housing #BHGRE #CarlosFCamargoPhD #RealEstate #NoPlaceLikeHome_EastBay #Homeowners #downpayment #homebuyer


Posted on December 2, 2019 at 3:21 PM
Carlos Camargo | Posted in Buying a House, Credit & Home Finance, First-time Buyer, Investment Property |